Transition into a Greener Future with our Financing Solutions
We provide tailored financial solutions for SMEs - including industrial firms, manufacturers, and EPC contractors - enabling investments in solar energy, bioenergy, electric mobility, waste management, water treatment, and other green technologies to accelerate the transition towards climate-resilient, sustainable growth.
Driving Your Business Forward
Project Finance
- Long-term financing based on project viability and cash flow.
- Tenure: 3 to 7 years
- Covers capital expenditure.
- Milestone based disbursement and customized cashflow based repayment.
- Supports co-financing and blended finance.
Working Capital Loan
- To help businesses manage short-term operations, inventory, and cash flow needs.
- Flexible tenure and repayment.
- Funding linked to annual turnover or receivables.
- Collateral-free options for eligible SMEs.
- Quick approval and renewal flexibility.
Term Loan
- To support business expansion, equipment purchase, or asset creation.
- Tenure: 3 to 5 years.
- Fixed or variable interest rate options.
- Repayment aligned with business cash flows.
- Secured against assets, machinery, or receivables.
Why Switch to Solar?
Empower your business with clean, affordable energy. Switching to solar is a smart move both for your business and the planet. We help businesses adopt solar through simple, tailored financing — making the transition smooth and sustainable.
Energy Independence
Protect your business from rising tariffs and power cuts.
Lower Energy Costs
Save up to 60–80% on electricity bills with long-term, reliable power.
Fast Payback
Achieve returns within 3–5 years with tax and depreciation benefits.
Low Maintenance
Durable systems with 25+ years of performance and minimal upkeep.
Everything You Need to
Know About Products
Everything You Need to Know About Products
1. What types of business needs does our financing serve?
- Project Finance : Supports large infrastructure and green-impact projects such as renewableenergy plants, logistics hubs, water treatment systems, sewage treatment plants and capital-intensive manufacturing units.
- Working Capital Loan: Helps manage day-to-day operational requirements—raw materials, inventory, payroll, and short-term liquidity gaps.
- Term Loan: Enables long-term business growth through asset creation, modernisation, equipment purchase, and capacity expansion.
2. What is the loan tenure for each type?
- Project Finance: 3–7 years with milestone-linked structuring.
- Working Capital Loan: 3 months – 1 year, with renewal or revolving options.
- Term Loan: 2–5 years based on expansion plans and cash-flow strength.
3. How are repayments structured?
- Project Finance: Linked to revenue generation or project milestones.
- Working Capital: Cash flow based flexible repayment - EMI, balloon or bullet.
- Term Loan: Fixed or variable EMIs over the selected tenure.
4. What kind of security or collateral is needed?
- Project Finance: Secured against project assets, receivables, or structured guarantees.
- Working Capital Loan: May be collateral-free for eligible SMEs; otherwise, backed by business assets and cash flows.
- Term Loan: Secured against property, machinery, equipment, or future receivables.
5. Can these loans be combined with each other or external financing?
- Project Finance: Yes, co-lending and blended finance options are available with banks, investors, or NBFCs.
- Working Capital Loan: Can complement ongoing solar or infrastructure investments to support working capital needs.
- Term Loan: Can run alongside other facilities to fund asset creation or expansion requirements.
6. How fast is loan approval?
- Project Finance: Depends on project complexity; completed after full technical and financial appraisal.
- Working Capital Loan: Fast-track sanction — usually within a few working days post documentation.
- Term Loan: Moderate approval timelines aligned with asset evaluation and financial checks.
7. Is prepayment allowed?
- Project Finance: Allowed as per the financing agreement.
- Working Capital Loan: Varies by product type; often flexible.
- Term Loan: Allowed.
8. Is the interest rate fixed or floating?
- Depending on the type of loan.
9. How is eligibility or assessment performed?
- Project Finance: Through detailed viability checks, cash-flow forecasts, project cost evaluation, sponsor credibility, and risk assessment.
- Working Capital Loan: Based on business turnover, cash-flow history, performance stability, and credit standing.
- Term Loan: Assessed using business financials, repayment capacity, asset strength, and long-term expansion goals.