Transition into a greener future with our Renewable Energy Finance
We provide tailored financial solutions for SMEs, industries, manufacturers, and EPC contractors to accelerate the transition to clean energy through investments in solar (rooftop and ground-mounted), bioenergy, EVs, waste treatment, and water treatment systems.
Driving Your Business Forward
Project Finance
- Long-term financing based on project viability and cash flow.
- Tenure: 3 to 7 years
- Covers capital expenditure.
- Milestone based disbursement and customized cashflow based repayment.
- Supports co-financing and blended finance.
Working Capital Loan
- To help businesses manage short-term operations, inventory, and cash flow needs.
- Flexible tenure and repayment.
- Funding linked to annual turnover or receivables.
- Collateral-free options for eligible SMEs.
- Quick approval and renewal flexibility.
Term Loan
- To support business expansion, equipment purchase, or asset creation.
- Tenure: 3 to 5 years.
- Fixed or variable interest rate options.
- Repayment aligned with business cash flows.
- Secured against assets, machinery, or receivables.
Why Switch to Solar?
Empower your business with clean, affordable energy. Switching to solar is a smart move both for your business and the planet. We help businesses adopt solar through simple, tailored financing — making the transition smooth and sustainable.
Energy Independence
Protect your business from rising tariffs and power cuts.
Lower Energy Costs
Save up to 60–80% on electricity bills with long-term, reliable power.
Fast Payback
Achieve returns within 3–5 years with tax and depreciation benefits.
Low Maintenance
Durable systems with 25+ years of performance and minimal upkeep.
Everything You Need to
Know About Products
Everything You Need to Know About Products
1. What types of business needs does our financing serve?
- Project Finance : Supports large infrastructure and green-impact projects such as renewableenergy plants, logistics hubs, water treatment systems, sewage treatment plants and capital-intensive manufacturing units.
- Working Capital Loan: Helps manage day-to-day operational requirements—raw materials, inventory, payroll, and short-term liquidity gaps.
- Term Loan: Enables long-term business growth through asset creation, modernisation, equipment purchase, and capacity expansion.
2. What is the loan tenure for each type?
- Project Finance: 3–7 years with milestone-linked structuring.
- Working Capital Loan: 3 months – 1 year, with renewal or revolving options.
- Term Loan: 2–5 years based on expansion plans and cash-flow strength.
3. How are repayments structured?
- Project Finance: Linked to revenue generation or project milestones.
- Working Capital: Cash flow based flexible repayment - EMI, balloon or bullet.
- Term Loan: Fixed or variable EMIs over the selected tenure.
4. What kind of security or collateral is needed?
- Project Finance: Secured against project assets, receivables, or structured guarantees.
- Working Capital Loan: May be collateral-free for eligible SMEs; otherwise, backed by business assets and cash flows.
- Term Loan: Secured against property, machinery, equipment, or future receivables.
5. Can these loans be combined with each other or external financing?
- Project Finance: Yes, co-lending and blended finance options are available with banks, investors, or NBFCs.
- Working Capital Loan: Can complement ongoing solar or infrastructure investments to support working capital needs.
- Term Loan: Can run alongside other facilities to fund asset creation or expansion requirements.
6. How fast is loan approval?
- Project Finance: Depends on project complexity; completed after full technical and financial appraisal.
- Working Capital Loan: Fast-track sanction — usually within a few working days post documentation.
- Term Loan: Moderate approval timelines aligned with asset evaluation and financial checks.
7. Is prepayment allowed?
- Project Finance: Allowed as per the financing agreement.
- Working Capital Loan: Varies by product type; often flexible.
- Term Loan: Allowed.
8. Is the interest rate fixed or floating?
- Depending on the type of loan.
9. How is eligibility or assessment performed?
- Project Finance: Through detailed viability checks, cash-flow forecasts, project cost evaluation, sponsor credibility, and risk assessment.
- Working Capital Loan: Based on business turnover, cash-flow history, performance stability, and credit standing.
- Term Loan: Assessed using business financials, repayment capacity, asset strength, and long-term expansion goals.